1. Like cash withdrawal by credit card, it charges five ten thousandths of interest every day.
2. Credit card transfer, like cash withdrawal, has a certain limit, and there is also a handling fee and interest.
3. Credit card overdraft transfer needs to be handled through online banking or telephone banking, not at the bank counter or self-service equipment. Limit, handling fee and interest standard are the same as credit card withdrawal.
Transfer process:
1. Insert the bank card into the bank's ATM (you cannot transfer money from other ATMs).
2. Enter the transfer card number after two transfers.
3. Enter the amount and confirm the input.
4. Transmission completed
Interbank transfer time:
1. For inter-bank transfer during working hours on weekdays, the funds arrive at the payee's bank in real time, but the time to reach the payee's account depends on the payee's banking system.
2. During holidays and other time periods, if the transfer amount is less than 20,000 RMB (inclusive) and the system transfers successfully (if the transfer fails due to PBOC or the receiving bank, it will be handled through PBOC micropayment system), the funds will reach the receiving bank within 24 hours, but the time to reach the payee's account depends on the receiving bank system;
3. If the transfer amount is more than 20,000 yuan and the transfer is successful, the funds will be automatically accepted and submitted to PBOC system for processing on the next working day, but the time to reach the payee's account depends on the payee's system.