Yes.

As long as you register as a user on the official website of the Personal Credit Information Service Platform of the Credit Information Center of the People's Bank of China, and then submit an inquiry application, you can obtain the inquiry results. It has nothing to do with whether you have applied for a credit card.

According to the relevant provisions of the "Regulations on the Administration of the Credit Reporting Industry":

Article 17: Information subjects can inquire about their own information from credit reporting agencies. Personal information subjects have the right to obtain their credit reports for free twice a year.

Article 18: When inquiring about personal information from a credit reporting agency, the written consent of the information subject must be obtained and the purpose agreed upon. However, this is excepted where the law stipulates that inquiries may be made without consent. Credit reporting agencies shall not provide personal information in violation of the provisions of the preceding paragraph.

Extended information

The specific steps to check personal credit are as follows:

1. Search "Credit Information Center" on Baidu webpage, find the official website option, and then click to enter. ?

2. After entering, find the "Internet Personal Credit Information Service Platform" and click to enter.

3. After entering, find "Start Now" and click to enter.

4. After entering the login interface, enter the user name, password and verification code, and click Login.

5. After logging in successfully, enter the personal account page, check the credit report under the application credit information column, and click to obtain the dynamic password.

6. Enter the mobile phone dynamic password and click Submit.

7. After receiving the identity verification code, on the obtain credit information page, check the personal credit report, enter the identity verification code, and click Submit.

8. After submission, you can check your personal credit report.