What is the general limit of a GF Ctrip credit card (credit card)?
The limit of GF Ctrip co-branded credit card (credit card) ranges from 3,000 to 50,000. The specific limit and related regulations are:
1. Fixed limit of 3,000 yuan to 10,000 yuan for regular cards;
2. Gold card has a fixed limit of 10,000 yuan to 50,000 yuan;
3. Platinum card has a fixed limit of 50,000 yuan and above.
The amount of the credit limit is determined based on the information provided by the applicant to the bank, especially materials such as property certificates. Therefore, when applying for a Guangfa Bank-Ctrip co-branded credit card (credit card), you can provide as much property certification information as possible, such as personal income, bank deposit certificates, real estate certificates in your name, vehicle certificates, academic qualifications and technical titles, etc. This information will help you get approved for a higher credit card (credit card) limit.
The difference between Guangfa Credit Card, Ctrip Card and Zhili Card
Guangfa Zhili Card is a US dollar account credit card launched by Guangfa Bank and can only be used on MasterCard channels. There are two types of credit cards: physical cards and virtual cards. The annual fee for the main card of the physical card is 100 yuan a year, and the annual fee for the supplementary card is 50 yuan. Users can be exempted from the annual fee after making 3 purchases, while the annual fee for the virtual card is not. An annual fee is required.
Guangfa Ctrip Card is a joint credit card jointly launched by Guangfa Bank and Ctrip Computer Technology (Shanghai) Co., Ltd. specially designed for business travelers. The benefits that Ctrip cards can enjoy include accumulating GF points by swiping the card (extra 1x in the birthday month); free travel accident insurance; and you can become a Ctrip member after successfully applying for the card.
What does Guangfa Bank Credit Card Ctrip Card mean?
Guangfa Ctrip Platinum Credit Card is a joint brand launched by Guangfa Bank Co., Ltd. and Ctrip Computer Technology (Shanghai) Co., Ltd. *** Credit card, this card is specially designed for high-end business travelers. The two cards combine to accumulate Ctrip points in both directions (no more points from Guangfa credit cards). It has functions such as green medical channels, green airport channels, complimentary high-value travel accident insurance, and emergency taxi services. .
Financial functions
1. Complimentary travel accident and travel inconvenience insurance: Complimentary travel accident and travel inconvenience insurance of RMB 2 million for Gold Card, and Complimentary travel accident insurance of RMB 1 million for Regular Card
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2. Accumulated points for overdraft consumption
3. Interest-free repayment period of up to 50 days
4. "Yangxianxing" interest-free installment service< /p>
5. 24-hour high-quality customer service
6. Full protection for lost cards 48 hours before reporting loss
7. Customers with good credit can receive a certain amount every year of wealth.
Extended information:
Special functions
1. Swipe 2 yuan to earn 1 Ctrip point, which can be exchanged for hotel and air tickets
Conventional point-based consumption Automatically accumulate into Ctrip points (2 RMB consumption = 1 Ctrip point), which can be combined with Ctrip points obtained from booking hotels, air tickets, travel vacations, and food orders on Ctrip, and can be redeemed for air tickets, hotels, and vacations.
2. There is no handling fee for cash withdrawals in other places, so you don’t have to worry about temporary cash withdrawals
A considerate service specially provided for business travelers. The first domestic overseas overdraft withdrawal every month is free of handling fees, solving the problem An urgent need for temporary use when traveling.
3. Rewards for business travel bookings, free travel
If you book air tickets and hotels on Ctrip during the year and meet the conditions, you will be rewarded with free travel routes.
4. Travel accident insurance, guaranteed travel
After swiping the card for the first time, you can have travel accident insurance of up to 2 million yuan. Whether you take a car, train, airplane, or ship, you can travel a lot. A guarantee.
Baidu Encyclopedia-Guangfa Bank Ctrip Co-branded Credit Card
That’s it for the introduction of Guangfa Bank-Ctrip Co-branded Credit Card.