1. Have a fixed residence at the location of the card-issuing bank; 2. The applicant has a stable job and source of income; 3. The applicant has full capacity for civil conduct. The Agricultural Huinong Credit Card is free of annual fees in the first year, and the annual fee is waived for the current year if you make 5 purchases per year. The maximum credit limit of the Agricultural Bank of China Huinong Credit Card can reach 300,000 yuan, and the credit limit can be used repeatedly. The credit card also supports cash withdrawals, overdrafts and transfers. Overdraft to meet the needs of different users.

Huinong Credit Card is a special loan-in-one product specially designed by Agricultural Bank of China for high-end customers in counties and rural areas with good credit concepts. It is one of the Agricultural Bank of China’s Golden Harvest Card series products. Huinong Credit Card can not only be used as a tool for payment settlement, savings and financial management, but also can meet short-term and frequent capital turnover needs through credit extension, and provides a number of personalized auxiliary functions.

Huinong Credit Card has a powerful debit and credit function. You can open current and multiple fixed-term sub-accounts, and deposit your own funds to obtain deposit interest; moreover, there is no need to go through other procedures after receiving the card. You can directly overdraft and use credit immediately within the approved credit limit, flexibly arrange your own production and operation funds, and manage family property.