The application conditions for China Construction Bank credit card are as follows:
1. To apply for China Construction Bank credit card, you must be between 18 and 70 years old, have full capacity for civil conduct, and have a stable career and income, good credit status, and the ability to repay on time.
2. The applicant needs to work in the local issuing bank of China Construction Bank for six months or one year in total; and the annual income must meet the standards specified by the local branch, which can be calculated based on the monthly salary for thirteen months. . If the applicant has a certain social status or the annual income reaches 5 times the per capita annual income in the area under the jurisdiction of the card issuing bank and has excellent credit, a gold card can be issued upon the applicant's application or with his or her consent.
After receiving the application, China Construction Bank will need 2-3 working days to review it. After the review is passed, it will take another 3 working days to produce the card, and then mail the card to the applicant by registered mail. If you fill in the card collection address in person, it will usually take two weeks for registered mail to arrive. Generally speaking, it takes about a month to apply for a credit card and get the credit card, because the credit card review is the most time-consuming step. The specific review steps of China Construction Bank are as follows: The applicant submits the credit card review information and enters the bank credit report. At this stage, the credit inquiry will be conducted by phone. After passing the review, the bank will issue a credit card.