There are usually three ways to activate a credit card:
1. To activate it through the bank counter where the credit card is located, I need to come forward and my original ID card and credit card.
2. Call the credit card service phone on the phone card to activate.
3. Log in to the credit card online banking and activate online.
Extended information:
1. Whether a bank approves a credit card will mainly be based on the applicant's credit status, repayment ability, personal assets, etc. At the same time, it will also be considered according to the number of cards issued by the bank in the current year, the remaining credit line, the balance of credit payable, and the bad rate of credit cards.
in the verification information link, there have been cases where the contact person is unaware of or unwilling to be a contact person, the applicant's relatives in different places can't be contacted, the approved card type and quota fail to meet the applicant's requirements, and then the applicant refuses to accept it, the applicant's work and residence are not in the branch city of the bank, and the applicant does not meet the requirements for collective card handling, which may be the reasons why the bank refuses to approve the card.
in the process of approving credit cards, it is very important to check the information with the applicant by phone after checking whether there are past overdue records, personal work and income level. There will also be many problems in this link.
second, some regulators have once again suggested that banks should further investigate the purpose and use of loans, especially for housing-related transactions that are strictly controlled this year, and be wary that borrowers may cash out mortgage payments by using multiple credit cards.
In mid-October, 217, a joint-stock bank announced that it would conduct risk control on the housing-related transactions of its credit cards. When trading in domestic real estate merchants, the amount of RMB transactions in a single month should not exceed 3, yuan, and the accumulated amount in the whole year should not exceed 1, yuan, and real estate transactions abroad are not allowed.
3. Basic requirements for handling a credit card:
1. Age between 18 and 65;
2. Have a stable occupation and income;
3. Have good credit and the ability to repay the interest on time;
4. Natural persons with full capacity for civil conduct (robots, vegetarians, minors, and a certain degree of mental illness are not allowed).