The application requirements of China Merchants Credit Card Gold Card are higher than ordinary cards (including job stability, income and other financial conditions, etc.). ). In terms of credit limit, under normal circumstances, the credit limit of the gold card is also higher than that of the ordinary card (the maximum credit limit of the gold card is 500,000 yuan; The maximum amount of Puka is RMB 300,000.00), except for the annual fee (RMB 65,438+000.00 for a gold card and RMB 65,438+000.00 for a Puka card), and the usage method is the same. In addition, the gold card symbolizes honor and shows identity. Gold card holders can enjoy more credit card benefits and conveniences. For example, overseas, China Merchants Bank provides free emergency card replacement services for gold card holders.