The late payment fee for ICBC's credit card is charged on a monthly basis, and the proportion charged each time is 5% of the outstanding minimum repayment amount. The lowest RMB 1 yuan, the highest 500 yuan; The minimum repayment amount is 65438+ 00% of the overdraft balance.

Credit card advance cash does not enjoy interest-free repayment. In addition to the handling fee charged according to the withdrawal amount, from the date of withdrawal to the date of settlement, interest of about five ten thousandths is charged every day.

For example, on the first day of consumption, the minimum repayment amount will be paid on the 25th of the following month. The interest to be paid is 2700*0.05%* for about 55 days, and the interest is about 74 yuan. Moreover, the money did not stop calculating the daily interest on the 25th of the following month, but continued to calculate the daily interest on a monthly basis until it was paid off.

Extended data

Relevant provisions of the Notice of the General Office of China Banking Regulatory Commission on Strengthening the Risk Management of Cash Advance by Credit Card:

In order to promote the standardized and healthy development of credit card business, credit card cash advance business does not enjoy interest-free repayment period and minimum repayment amount in principle.

At present, many banks have fully included the credit card overdraft withdrawal amount into the minimum repayment amount of the current bill.

According to the regulations of ICBC, from 20 17 16543810.5, the overdraft transfer and overdraft withdrawal amount in each bill will be fully included in the minimum repayment amount of the bill (including the overdraft withdrawal and overdraft transfer amount successfully handled before10.5)

Baidu Encyclopedia-ICBC Credit Card

China Economic Net-The minimum repayment amount of full credit card withdrawal will become history.