relevant provisions on the interest-free repayment period of Ping An Bank's credit card; Ping An Bank does not enjoy interest-free discount for credit card overdraft withdrawal; If all the debts are not repaid before the due repayment date (inclusive), all the debts shall be paid before the repayment of principal and interest (inclusive), and the interest shall be overdrawn at the rate of five ten thousandths per day from the bank bookkeeping date. Interest relief will be paid within 3-5 working days.