Most people who use loans to support loans have a very miserable life, and there is a high probability that they will eventually become dishonest executors, which are the so-called old people. ?Using loans to support loans? is a road of no return. Qu Ping advises everyone not to become such a person. Qu Ping once spent a year in the Internet financial industry and came into contact with some people who "supported loans with loans." Many people have embarked on the path of excessive consumption because their consumption level far exceeds their income level. In fact, if you have a stable income, excessive consumption is not a big problem. However, some people do not have stable income, and if they are unable to repay their loans on time, they are likely to resort to using loans to support loans. However, after 2018, the state stepped up its efforts to rectify the Internet financial industry. Nowadays, it is difficult to think about using loans to support loans.

First, people who use loans to support loans are extremely likely to eventually become illegal households. When the credit reporting system was imperfect, many people did rely on loans to support their lives. For example, if you can get a loan of 5,000 yuan on one small loan platform, the loan amount on 10 platforms is 50,000 yuan. From 2014 to 2018, domestic Internet finance experienced a blowout development, and various platforms emerged one after another. That period of time was also a golden period for those people who used loans to support loans. A new platform has emerged, and it immediately becomes a target for these people.

But in fact, using loans to support loans is a road of no return. Judging from Quping’s experience, even for the cheapest small loan, the interest rate will not be lower than 18! Even if it continues to grow at a compound interest rate of 18, what will the final total amount become? What's more, these people who are relying on loans to support loans still need loans to maintain their lives, and they still have a high standard of living. In the end, it is very likely that these people who use loans to support loans will become dishonest executors. Once you become a dishonest executor, which is the so-called "black account", you can also call it a bad person, and you will find it difficult to move forward in modern society. For example, a dishonest executor cannot have fixed assets in his name, cannot even take high-speed trains and airplanes, cannot take loans, etc.

Second, it has become increasingly difficult for people who rely on loans to support loans to survive after 2018. After 2018, the state increased supervision of Internet financial companies, and many mutual financial companies went bankrupt. In fact, those mutual financial companies use high interest rates to raise funds, and a large part of the funds flow into the small loan market. Small loans are the main target of these "loans to support loans". Mutual financial companies have closed down one after another, and small loan companies have also lost their source of funds. These "loans to support loans" have no one to rely on. ?'s mouth. In addition, the country is paying more and more attention to the construction of the credit reporting system, which has frightened a group of old people.

QuPing believes that although there are more and more ways to get loans in the Internet era, you should never use loans to satisfy your consumption desires unless it is absolutely necessary. Once you embark on the road of "supporting loans with loans", it is a road of no return!