The issued bill of China Merchants Bank’s credit card is the bill from last month or before, which is the bill that the bank has entered into the account and issued to the individual.
If the bill date is the 10th of each month, the issued bill records are the transactions from the 10th of the previous month to the 9th of this month (inclusive), and the transactions after the 10th of this month (inclusive) The transaction belongs to the outstanding bill, and the repayment first pays off the outstanding bill and then the outstanding bill. During this period, as long as the account limit is sufficient and the card status is normal, you can continue to use the credit card.
The billing dates for China Merchants Bank credit cards are: 3, 5, 7, 10, 12, 15, 17, 20, 22 and 25 of each month. Cardholders can change it every six months.
Extended information:
1. Convenience store repayment
This method is mainly completed through the "Lakala" smart payment terminal installed in the convenience store Repayment generally takes 2 to 3 working days to arrive in your account, and there is no handling fee for repayment using this method.
2. Over-the-counter repayment
Over-the-counter payment refers to the bank cards issued by various networked financial institutions, which can be paid through the counters of other bank branches registered in the UnionPay Exchange Center host system. Conduct RMB current deposit and withdrawal transactions.
3. Xinpaytong repayment
The "Xinpaytong" smart card swiping phone was independently developed by China UnionPay, certified by the Bank Card Testing Center, and approved by the China UnionPay inter-bank information exchange network Providing innovative electronic products supported by financial services.
4. Repayment Tong
Use "Repayment Tong" to repay, and the fees are generally charged according to the fee standards for intra-city inter-bank transfers and long-distance inter-bank remittances stipulated by the local People's Bank of China.
5. Within the card issuing bank
This method includes: card issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.
China Merchants Bank-About Bill