It usually takes 3-7 working days to apply for an ICBC credit card through online application, and 15-30 working days to be approved through the bank's credit card specialist.
Under normal circumstances, ICBC will issue a new credit card within 15 calendar days. Five working days after the account is successfully opened, the applicant can go to the agreed business outlet with a valid ID to collect it; if the card is collected by mail, it will be sent in 7-15 working days. If you apply for a card online, after receiving the card collection SMS notification, the applicant needs to go to the agreed card collection outlet with a valid ID to collect it.
If you do not receive a card collection notification for a long time or do not receive a card, it is recommended to call 95588 to contact manual service for consultation. In addition, ICBC branches in Dalian, Ningbo, Qingdao, Shenzhen and Xiamen are independent branches and implement independent business regulations.
Extended information:
Warm reminder:
1. The card collection method should be chosen by the user when applying for the card. The card collection method cannot be modified;
2. If you have not received a card collection notification for a long time or have not received a card, please contact 95588 credit card manual service for verification.
Credit card review requires reviewing the application materials prepared by the applicant. The more complete the materials, the greater the chance of application approval. When applying for a credit card, you need to provide a valid personal identity document. At the same time, you also need to provide additional supporting materials that can confirm or support your solvency, income level, and credit status (such as employment certificate or income certificate issued by your unit, etc.) based on the actual situation.
Industrial and Commercial Bank of China China website - Credit card application time limit
Industrial and Commercial Bank of China China website - Credit card application materials