First, credit cards can be resumed without cancellation.
If the cardholder does not cancel the credit card account, the credit card can be restored within a certain period of time. The bank stipulates that the validity period of reactivation after card withdrawal is up to 90 days, after which the account will be automatically destroyed.
Cardholders can call the bank's customer service phone to apply for resuming the use of credit cards. If your account still exists, you can continue to use your credit card. You need to explain the situation to the bank customer service and check it with your ID card and some information registered when opening the card. After confirmation, the staff will handle the credit card reactivation formalities for you in time.
Second, if the account has been cancelled, you can only reissue the card.
Re-applying after canceling the credit card requires the following information:
1. Domestic cardholders need to provide a complete and signed application form, identity certificate, residence certificate and income certificate when applying for a credit card;
2. Foreigners and Hong Kong, Macao and Taiwan people applying for Shanghai Bank Credit Card also need to provide: foreigner's residence permit (the reason for residence must be employment) or foreigner/Hong Kong, Macao and Taiwan people's employment permit;
3. When handling credit cards, private owners also need to provide: a copy of the business license showing the name of the applicant, the name of the enterprise and the opening date.
To sum up, if the cardholder wants to continue to use the card after canceling the credit card, he can resume the use of the credit card or apply for a new credit card according to his own situation.