The repayment date of the Postal Savings Credit Card is the 20th day of the Postal Savings Credit Card bill. If the cardholder's bookkeeping date is 6th of each month, the due repayment date is 26th of each month.

The billing date of postal credit card is fixed and does not need to be calculated. Users can choose the 3rd, 7th, 1 1, 16, 2 1 or 26th of each month as their own accounting days.

The interest-free period of postal credit cards is from the bank bookkeeping date to the final repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.