New energy car loans are interest-free. Matters needing attention are as follows: 1. To apply for an interest-free car loan, look at the handling fee first: at present, only some models on the market are free of interest and handling fee. Although many credit cards buy cars in installments at zero interest rate, customers have to pay a certain handling fee. Generally, the cost of buying a car by installment with a credit card is paid in one lump sum at the time of the first monthly payment. 2. Apply for an interest-free car loan, and pay attention to insurance: Since the car is still owned by the bank before the consumer pays off the loan, the bank will put forward measures to prevent risks, so that consumers can buy a lot of insurance. For example, customers will be allowed to take out the following types of insurance: third-party liability insurance, car damage insurance (all risks) and theft insurance (all risks). When consumers choose interest-free car loans, they may wish to look at the terms and carefully compare the costs before making a decision. Million car purchase subsidy