This service is necessary.

The ultimate fraud-free version is a service provided by Shanghai Pudong Development Bank. Its goal is to protect the security of customers’ bank cards and prevent criminals from committing fraud. For only 8 yuan per month, you can enjoy this security service. Therefore, this service may be very attractive to people who value the security of their bank cards, or who have suffered from fraudulent transactions in the past.

In general, whether to choose this service needs to be decided based on individual circumstances and needs.