What's the difference between Pengyuan Credit Information and People's Bank Credit Information? Pengyuan Credit Information Co., Ltd. was established on April 8, 25. It is a private credit information agency, providing professional and personalized credit information services for customers. Pengyuan Credit Information provides personal credit information, enterprise credit information, enterprise rating, personal rating, credit information system design and development, software design and development, and credit risk control of small and medium-sized enterprises, and continuously improves the existing credit information product system and service model through data accumulation, understanding, mining, analysis and application. < /p > The differences between the People's Bank of China's credit information and Pengyuan's credit information are mainly distinguished from the data source, authority, data integrity, use and other dimensions. The People's Bank of China's credit information is highly authoritative and the data is basically complete, which is mainly used for asset evaluation, bank lending, credit card limit and so on.