The Centurion Gold Card refers to the cooperation between American Express and commercial banks. The green card is an ordinary credit card that users apply for from commercial banks. The difference between Centurion Gold Card and Green Card: 1. The credit limit is different. The credit limit of Centurion Gold Card is much higher than that of Green Card; 2. The application conditions are different. Green card individuals can apply directly to the bank, and Centurion Gold Card usually gets It can only be obtained by invitation from the bank; 3. The rights enjoyed are different. The Centurion Gold Card has more rights than the Green Card.

For most users, applying for an ordinary credit card from a bank is sufficient for daily use. Applications can be made through different channels, such as bank counters, mobile banking, online banking, etc. Different users get different credit limits when applying. After users get the credit card, they need to activate it before they can use it.

After using a credit card, you must repay the balance on the repayment date, and no overdue payment is allowed. If you cannot repay on time, you can use installment repayment or the minimum repayment amount to avoid overdue payments. When applying for installment repayment, you must apply between the bill date and the repayment date. Application for installment needs to meet certain conditions.

It should be noted that overdue credit card returns will be uploaded to the credit reporting center, causing personal credit reporting to become bad. After the credit report becomes bad, it will affect the subsequent processing of various loans. Such as car loans or home loans. If the credit card balance is not repaid, the bank may sue the borrower and the borrower must pay it back after a court ruling.