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China Merchants Bank has several credit cards. Are the annual fees calculated separately?

If you apply for 2 cards or supplementary cards at the same time, the annual fee of the second card or supplementary card will be 1/2 of the first card.

The annual fee for China Merchants Bank’s credit card is: ¥100 yuan/year for ordinary card and ¥300 yuan/year for gold card. The annual fee is calculated from the issuance date of your card (the validity period under the credit card number, the previous date is the issuance date), not the calendar year. If you successfully apply for a CMB credit card (except for some cards), the first-year annual fee will be waived or waived by the CMB credit card or its partners, and you will be able to make single-card purchases within one full year of your card's validity (from the date of card issuance, not a natural year). If you use it 6 times (no limit on amount or form), the annual fee of the card for the next year will be reduced or exempted. And until the new annual fee discount policy changes are notified, this discount will be valid for a long time.

(Response time: February 21, 2019. For the latest business changes, please refer to the official website of China Merchants Bank)