I am born after 90!

It can be said that the post-90 s generation are basically all now, some have just entered the society, and some have been working in the society for 7 8 years, which are basically in this range!

The post-90s social environment is basically a few years of rapid development in China, and years of earth-shaking changes in social industry transformation, living habits, entertainment, network and other aspects!

The debt mentioned in the question, if it includes mortgage, is easy to understand!

It is difficult to buy a house in full, even at home, except for a small part, it is normal to have debts.

Now there are more social entertainment projects and diversified living consumption.

Express delivery, take-away, bars, ordinary entertainment, the convenience of life can not meet most of the post-90 s entertainment projects that start to spend money every day, so the consumption is of course higher!

Now the cost of getting married after 90 is higher.

Get married, buy a house, buy a bride price, etc. All kinds of expenses, how many years have you been out of society since the 1990 s, and you can only be in debt yourself!

People's desire for a better life, success and self has been growing, and the gap between people is also widening.

I want money, I want to travel, I want to drive a good car, I want to succeed before I am 30, and then I will find a way. I want to make a lot of money, and I will make all kinds of troubles. If you are dissatisfied with this and that, you will live a chicken feather in the end! No matter how much money some people earn, they are not much worse!

Be vain

I have to have what others have, and I have to have what others don't. Domestic cars are not good. You have to drive a good car to save face. You need to buy a good mobile phone. You can only borrow a credit card!

Parents' expectations and people's words are awesome.

Although all parents in the world want their children to be happy, from the heart, which parents don't want their children to achieve something, especially the generation after 90, you don't want to disappoint your parents, you want them to live a good life!

Now many insignificant elders, why don't they get married, where do they work, and who makes more money? I heard that I bought a house in a first-tier city. You don't want others to talk, but you can't!

I mean, I bought a lot of things with a loan to show people that I have it, but I'm still not satisfied with my present job. If you toss, you may be in debt!

Now all kinds of loans, software for early consumption, and loans are popular.

Credit cards, online loans, flowers, and so on, just like not spending your own money!

Post-90s debt is normal. The money earned was not as much as the tuition at that time. I have to buy a house before I can get married. Everyone has bought a car and their parents are getting old. They can't take care of their parents, work overtime every day, have all kinds of social activities and so on.

I have worked hard, but I seem to have nothing but debt!

The post-90s generation is not easy, but each generation has its own difficulties. Shall we refuel together?

At present, the younger generation in China has entered the era of early consumption, and most of the post-80s, post-90s and even post-00s are in debt to some extent.

According to the latest post-90s debt statistics on 20 19, we can see the following figure:

At present, he was born in 1989, aged 30, and his debts have reached 654.38+00,000+;

Born in 1990, born after 1990, 29 years old, with a debt of 500,000+;

9 1 born, born after 90, 28 years old, with a debt of 350,000+;

Born in 1992, born after 1990, 27 years old, with a debt of 250,000+;

Born in 1993, born after 1990, 26 years old, with debts reaching 654.38 million+;

Born in 1994, born after 1990, 25 years old, with a debt of 80,000+;

Born in 1995, born after 1990, 24 years old, with a debt of 30,000+;

Born in 1996, born in 1990, 23 years old, with a debt of 7000+;

Born in 1997, born in 1990, 22 years old, with a deposit of 1 0,000+;

Born in 1998, after 90, 2 1 year, the deposit situation reached 1.5 million+;

Born in 1999, 20 years old after 1990, with a deposit of 20,000+;

It can be seen that the current post-90 s debt has become the norm! ! It's great not to be in debt!

For most post-80s generation, their liabilities are mainly concentrated in real estate and car loans. Therefore, we can see that in the personal balance sheet of China Ping An Research Institute, the debt ratio of housing loans and automobile consumption loans is the highest, and the growth rate is also the largest.

It can be said that most of the post-80 s and post-90 s liabilities are basically inseparable from these two, and the rest are in some consumer liabilities such as luxury goods, tourism and credit cards.

On the other hand, after the soaring housing prices in China in the past decade, most of the money in China consumers' pockets has been stuffed into real estate.

Relevant data show that 18.9% of the balance of income and expenditure of urban residents in China is used for buying houses. In 2008, this figure became 56.7%, while in 2065,438+08, this figure was 93.9%, and in June 2065,438+09, this figure was 65.7%.

Therefore, a large number of mortgage loans, car loans and consumer loans actually overdraw the future value of the post-80 s and post-90 s, making them live under the pressure of repaying loans, without creativity, ideas and more energy to do other consumption and stimulate the real economy.

It can be said that at present, high debts and bad debts have become a serious problem, which needs everyone's attention.

In 1994, two sons bought a suite, with a down payment of 380,000 yuan and a loan of 500,000 yuan this year. There is a car with a price of100000, and the deposit is less than 200000, which belongs to my husband and wife completely. I wonder if it has been returned to the post-90s generation.