My last large credit card was overdue 10 days. The bank called me today and said it must be returned before 5 pm. If I don't pay it back, it's today.
Credit cards should be returned in time, even if they borrowed money from others. Credit cards will be used for a long time, and non-repayment will have an impact on your reputation. There's nothing I can do if I want to go to Everbright again. It's better to return the money as soon as possible.