Hello, if you cannot repay the full amount on the repayment date, you do not have to pay the full amount but the repayment amount of each period must be greater than the "minimum repayment amount". This is to maintain a good credit record. basic repayment requirements. Minimum repayment amount = 10 cash advance principal 10 non-cash advance transaction principal 100 fees 100 interest 100 excess consumption 100% of the unpaid portion of the minimum repayment amount in the previous period 100% of the single installment amount, please pay in the bill The minimum payment amount listed shall prevail. If you choose "minimum repayment", you will not be able to enjoy the interest-free repayment period. All consumption in the current period will accrue interest from the recording date (usually the second day after consumption), with a daily interest rate of 0.05% until you have paid all your bills. Until it is paid off. If you repay the current payment amount stated on the bill in full before the payment due date, you will enjoy the interest-free period for your consumption payments. You can choose the repayment method based on your specific circumstances.