There are three ways to renew your credit card:
1 Counter handling
Before the expiration of the cardholder's credit card, it is necessary to renew the card at the offline counter of the issuing bank of the expired card. In other words, the cardholder can apply for a new card directly at the counter of the issuing bank, fill in the relevant information at the bank service desk and handle it at the counter. Generally, you can receive a new card in about a month.
2 Telephone processing
Cardholders can also call the customer service of the issuing bank, because under normal circumstances, this card replacement business can also be handled by telephone. Remember to tell the customer service the personal information and mailing address of the new card after handling it. Generally, a new card can be issued from the bank after half a month, and it will be received in about one month.
3. Online banking application for card replacement
Some banks can set up automatic card replacement service online or set up their own automatic card replacement service. Generally, about one month before the card expires, the bank customer service will take the initiative to get in touch with the cardholder and pay attention to keeping the registered mobile phone unblocked.
Generally speaking, under normal circumstances, the bank will contact the cardholder before the credit card expires, and if it is necessary to change the card, it can handle the card replacement business. If you don't need to continue using the credit card, you can apply to the issuing bank for cancellation when the credit card debt is paid off.