If the judgment has been made, the account can be closed or temporarily frozen after the current arrears are paid off. Because it is inconvenient for prisoners to cancel their accounts or freeze them, they can be handled by others. The agent must hold the power of attorney written by the client and bring the original valid identity certificate when handling the account cancellation or freezing business. If the repayment is overdue due to imprisonment, you can negotiate the repayment plan with the bank with valid proof after the expiration of your sentence.