The commission ratio is different, the wholesale fee is less than 5%, and the futures fee depends on how much your premium is more than 6,000 yuan, and the part below 6,000 yuan is about 25%, and the deduction fee for the part above 6,000 yuan is similar to the wholesale fee.

Introduction:

First, there are two situations: wholesale delivery (one-time liquidation) and delivery. The commission ratio is different, the wholesale fee is less than 5%, and the futures fee depends on how much your premium is more than 6,000 yuan, and the part below 6,000 yuan is about 25%, and the deduction fee for the part above 6,000 yuan is similar to the wholesale fee. In addition, there are few health insurance and high dividend risk, but it also depends on how many years you have paid the premium.

Second, if the payment is made in 20 years, the proportion is the highest, generally exceeding 35% of the prepaid premium. If you engage in activities, you can pay up to 50% of the due premium (some companies directly increase the commission, some companies give prizes to salesmen, and some send money and things). Generally, at the beginning of the year (around the Spring Festival) and in the off-season (when it is hot), insurance companies will engage in activities to increase sales.

Third, the CIRC has repeatedly prohibited salespeople from returning commissions, which is illegal sales. However, in order to compete for customers and improve sales performance, insurance companies will return commissions. Without a fixed basic salary, plus commission rebate, the income of insurance sales staff is very unstable, especially for new sales staff, it is difficult to work for a long time. Old salespeople and team leaders have a relatively stable customer base, stable business volume and relatively stable income, but for the sake of their own team's performance, they often teach new salespeople to attract customers with rebates.

2. What is the commission for all kinds of life insurance in Ping An?

For a group, the commissions of insurance companies are not much different, and the commissions of different types of insurance are different. For example, the commission for health insurance is generally 10% to 13%, and the commission is different in different insurance years. The commission of dividend insurance is generally between 5% and 8%, and the commission is different in different dividend years.

3. What is general insurance commission?

Insurance commission, different companies have different policies, according to different types of insurance, the commission ratio will be different. China Life Insurance is similar to Ping An Insurance, which is generally 25%-45% of the premium, depending on the insurance company's regulations.

In addition, the commission of insurance can generally be five years, and the commission rate in the first policy year is the largest, which will be reduced in the future. If the insured renews the insurance, there will be a commission of about 10%.

The significance of buying insurance is to transfer the risk around you. Life is very fragile, and people's life is not smooth. Risks and accidents may happen at any time. Once an accident happens, it will cause huge losses. Insurance is to reduce losses. The function of insurance can resist the risks of diseases, accidents, medical care and old-age care. We can see the significance and function of insurance from the following points:

1, which can ensure the life of the elderly.

Old people's physical function declines and they can't work as they did when they were young. If they don't have enough living expenses, it is difficult to maintain a normal quality of life. Providing for the aged is the traditional thought of China people, but the competition in modern society is fierce and stability is not easy. Whether children can support the elderly when they grow up is also unknown. However, insurance is different. At least everyone can be guaranteed a sum of money. Paying insurance premiums is like accumulating support for yourself. In a certain period of time, you can receive a pension in accordance with the provisions of the insurance contract to ensure a worry-free life in your later years.

2. Strong protection when sick and disabled

In the journey of life, diseases and accidents are the most unpredictable. However, once a person encounters an accident, illness and disability will devour the labor force, resulting in reduced income or deprivation, and the subsequent high medical expenses will increase the economic burden. Buying life insurance can supplement the deficiency of social security, reimburse the uninsured part of social security, provide economic security for the insured in case of illness and disability, and get effective treatment in case of accidental illness and disability, so as to avoid the phenomenon that the quality of life of the whole family is not guaranteed or the family returns to poverty.

3, with the function of saving, save for a rainy day.

Saving is not only a means of preparation, but also a means of accumulation, which plays a role in preparing for a rainy day. In fact, they are all needed by modern people. Usually, the premium paid by insurance is divided into two ways: annual payment and monthly payment. After the insurance expires, some products will be returned to the eligible insured in proportion. It is equivalent to saving, and you can get the money back. This is also a virtue, which is to prepare for a happy life in the future.

Insurance usually has three functions: economic compensation, financial intermediation and social management.

The function of economic compensation is the basic function and the most obvious feature that distinguishes insurance from other industries. The financial intermediary function is based on the economic compensation function, and the social management function is an important function after the insurance industry has developed to a certain extent and penetrated into many aspects of social life. Only by realizing the functions of economic compensation and financial intermediary can it play its role.

4. How to calculate the insurance commission of Ping An insurance project?

How to calculate the commission of Ping An Insurance?

5 minutes

Insurance commission is commission and salary. How much depends on what insurance you sell, how much insurance you sell, how many years of payment, your level and other factors. Specifically, the main income of insurance salesmen is "commission on basic salary" (business rebate). Although the basic salary is pitiful, the commission is considerable. The commission of each business is 20%-30% of the business volume, that is to say, if you pull an insurance business of 1 1,000 yuan, the salesman can get a commission of up to 3,000 yuan. In addition, under normal circumstances, salesmen must go through a week of training before they can go to the exhibition industry. After entering the company, they only have the basic salary for the first three months, and after three months, they only have premium, commission and three insurances, and nothing else. Even in the first three months, the standards of different companies in different places are different. In Beijing, the basic salary of insurance companies in the first three months is generally between 1, 000- 1 and 500 yuan, while local insurance companies with high school education or above are entitled to 1 per month, while 500 yuan and 250 yuan with college education or above enjoy less.

How to calculate the commission of Ping An Insurance?

Hello, I am a special financial advisor of Baidu platform. I am a practicing lawyer, specializing in personal debt handling, financial loans, equity investment and insurance consulting. I saw your question and I'm sorting out the answers. It takes about 3 minutes. Please wait a moment ~

Insurance commission is commission and salary. How much depends on what insurance you sell, how much insurance you sell, how many years of payment, your level and other factors. Specifically, the main income of insurance salesmen is "commission on basic salary" (business rebate). Although the basic salary is pitiful, the commission is considerable. The commission of each business is 20%-30% of the business volume, that is to say, if you pull an insurance business of 1 1,000 yuan, the salesman can get a commission of up to 3,000 yuan. In addition, under normal circumstances, salesmen must go through a week of training before they can go to the exhibition industry. After entering the company, they only have the basic salary for the first three months, and after three months, they only have premium, commission and three insurances, and nothing else. Even in the first three months, the standards of different companies in different places are different. In Beijing, the basic salary of insurance companies in the first three months is generally between 1, 000- 1 and 500 yuan, while local insurance companies with high school education or above are entitled to 1 per month, while 500 yuan and 250 yuan with college education or above enjoy less.