You can withdraw.
China Merchants Bank’s annual fee of 300 is refundable. The China Merchants Bank Gold Card needs to be used 6 times a year to be exempted from the annual fee of 300 yuan. If you forget to recharge 6 times and the annual fee is deducted, you can call the customer service of the China Merchants Bank Credit Card Center to apply for a recharge. In this case, the system will refund the annual fee of 300 yuan after replenishing the card 6 times. If you do not proactively contact customer service, the annual fee cannot be reduced or reduced by simply swiping your card.
China Merchants Bank is the abbreviation of China Merchants Bank. China Merchants Bank was established in Shekou, Shenzhen in 1987. It is a subsidiary of China Merchants Group. It is the first joint-stock commercial bank in China that is entirely owned by corporate legal persons.