9375 yuan. You have to repay 59,375 yuan a year, because overdue penalties and interest will accrue. Liquidated damages are generally 5% of the unpaid portion of the minimum repayment, which is 50,000 times 10 times 5 equal to 250 yuan. Interest is generally calculated at 0.5% and Calculated on a daily basis, so the interest fee for one year is 50,000 times 0.05 times 365, which equals 9,125 yuan.