How to activate a credit card

The credit card needs to be activated because the credit card sent by email is in an inactive state and cannot be used. If you want to use it, you need to activate it in person.

The credit card is mailed to the cardholder by registered mail, but the password is not set immediately on the way or after receiving the credit card. Therefore, the card just recorded is in an inactive state and cannot be used. , if you want to use it, you must activate it yourself. The activation conditions are of course the information filled in. Only the applicant knows what is filled in. This is also to ensure the safety of customer funds. If it is not handed over to the applicant, the card will not be automatically activated and no annual fee will be charged.

1. To activate a credit card, you need to provide personal identity information. You can activate the credit card in the following three ways:

1. Open a card through online banking. If you have an online banking shield, you can set it up together. Transaction withdrawal password;

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2. Set up a password at the branch financial management counter, and your ID card is required when handling and credit card;

3. Self-service card opening via phone voice. Of course, you will need to enter some personal information before activation to ensure that it is the cardholder himself. If the information is entered incorrectly, it will be transferred to manual card opening.

2. Credit card annual fee rules

Credit card annual fee rules refer to some corresponding regulations for the annual payment of credit cards. Banks are not allowed to charge annual fees before the credit card is activated by the cardholder. However, Faced with the various annual fee rules for credit cards issued by different banks, most people have little understanding of them. The annual fee for credit cards is mostly around one hundred yuan. Some banks stipulate that the annual fee can be waived if you swipe the card three times a year.

The annual fee policy of most banks has not changed. Generally, the annual fee for a standard credit card is about 100 yuan, while the annual fee for a gold card is generally 200 yuan or 300 yuan. The annual fee for a single-currency card is lower than that for a dual-currency card. The annual fee for supplementary cards is generally half the annual fee for the main card.

The annual fee standards for each bank’s credit card will vary depending on the card. For example, the annual fee for the Shanghai Pudong Development Bank standard credit card is 180 yuan for the main card and 90 yuan for the additional card; the annual fee for the gold card is 360 yuan for the main card and 180 yuan for the additional card; and the annual fee for the Shanghai Pudong Development Bank co-branded card is 360 yuan; as for the Pudong McDull series The credit card also displays the sign of “no annual fee for life”. Therefore, even if credit cards are issued by the same credit card center, the annual fee standards will be very different. Cardholders should first ask how high this "potential cost" is when applying for a card.

What information is required for credit card activation?

Generally, after applying for a credit card, you can activate it like this:

1. Activation at an outlet: Bring your ID card to the bank Counter activation.

2. Telephone activation: Call the customer service number on the back of your credit card to activate.

3. Online activation: Log in to the Credit Card Center website and activate online.

Information expansion

1. Apply to a credit card salesperson

This is a very common way to apply for a credit card. Usually the salesperson comes to us and asks us to fill it out. Relevant information includes personal academic qualifications, current workplace and phone number, home address, contact numbers of relatives, etc. Of course, some banks' credit cards will not be issued after you apply. The bank will have its own review system, and it will be decided whether it is issued. It depends on your overall strength.

2. Go directly to each bank to apply for a credit card

If you go directly to the bank to apply for a credit card, there will be dedicated bank customer service staff to handle this business, but it is best to provide relevant financial proof. The company can hold relevant business qualification certificates, cars, houses and other financial resources, so the chance of issuance will be higher.

3. Apply for a credit card online

(1) After logging in to the website of the credit card you want to apply for and filling in the relevant information, someone from the bank will then call you. The landline number you filled in will be checked. Generally, if you call to inform, the chance of passing will be greater.

(2) Weibo Master Credit Card Application

The prerequisite for applying for this credit card is that you are a Sina Weibo Master. This is a credit card cooperated by China Merchants Bank and Sina Weibo. , generally click to log in to Sina Weibo, find "Weibo Credit Card" and fill in the relevant information.

(3) QQ Caibei Credit Card

This is a credit card jointly launched by China CITIC Bank and QQ. You can find an introduction to this credit card in QQ Caibei, and you can follow its requirements Just fill it out and wait for the bank to review it.

Note:

It is best to fill in the credit card application information truthfully, and the bank will verify the information later.

After the credit card is issued, please carefully check your billing date and repayment date to ensure timely repayment.

If you don’t use your credit card, please don’t activate it. Generally, credit cards have annual fees. Some banks stipulate that credit cards must be used a certain number of times a year to waive the annual fee.

What to bring to the bank to activate a credit card

What to bring to the bank to activate a credit card

1. Information and methods required for activation:

1. Bring your credit card, ID card, and fill out the application form to activate your credit card.

2. Activating a credit card generally involves SMS activation, online activation, or customer service phone activation. Both SMS and phone calls are detailed in the registered letter that mails your credit card to you.

2. Warm reminder:

1. Short message activation and online activation may not be easy to do, and the steps or details are a little more complicated.

2. The most commonly used and convenient one is the customer service phone activation. There is a 24-hour customer service hotline starting with 400 on the back of the credit card. Just call the customer service phone and enter the relevant information according to the voice prompts.

What information do you need to bring to Guangfa to activate your credit card?

To activate your Guangfa credit card, you only need to bring the card opening letter and ID card.

The main methods for opening a credit card are as follows:

1. Through the credit card customer service phone number;

Directly call the customer service phone number of Guangfa Credit Card Center and enter the manual service. Open the card manually. (Cardholders who apply for a credit card online cannot activate it by phone).

2. By replying to the card opening letter;

Read the contents of the credit card opening letter carefully and reply to your relevant information according to the return address provided in the card opening letter. Open a card.

3. Open a card through the Guangfa Bank business hall;

Cardholders who successfully apply for a bank credit card online do not necessarily need to reply to the confirmation letter to open the card. They must bring their ID card and card to the Local Guangfa branches and branches in second-tier and above cities all have card departments, which can directly open cards. Credit cards applied through other channels can also choose this card opening method;

Usually the card is opened by phone. More convenient.

How many days does it take to activate a Guangfa Bank credit card?

It takes 6-10 working days to activate a Guangfa Bank credit card applied online. The activation method is:

Method 1: By replying to the card opening letter

Carefully read the contents of the credit card opening letter and reply with your relevant information according to the return address provided in the card opening letter to complete the card opening.

Method 2: Open a card through Guangfa Bank business hall

If you successfully apply for a bank credit card online, you do not have to reply to the confirmation letter to open the card. The fastest way is to bring your ID card. Go to the local Guangfa branch with the card. Branches in second-tier cities and above have card departments where you can directly open the card. Credit cards applied through other channels can also choose this card opening method.

Credit card activation process:

Orally submit a card application to the staff - the staff will ask you to show your card and ID card - copy your ID card and submit it to China Guangfa Bank - Card opening completed. Wait for a few minutes and receive a text message confirming the activation of Guangfa Credit Card.

When China Guangfa Bank activates a credit card, it can be successfully activated on the same day.

The following is how long it takes to apply for a Guangfa Bank credit card:

Generally, the review period for Guangfa Bank credit cards takes 14 working days (excluding Saturdays and Sundays). If additional The time for mailing information, making cards, and mailing cards is at least one month. If users want to know the progress of the process, they can directly call Guangfa Bank customer service CITIC 95508 to check, or log in to the official website of Guangfa Bank Credit Card to check.

How long does it take for Guangfa Bank to activate a credit card?

Guangfa Bank credit card can be used as soon as it is activated.

Do you need to swipe your face to activate a credit card when going to the bank?

There are usually three ways to activate:

1. Activating through the counter of the bank where the credit card is located requires personal presence and personal identification. Original ID card, credit card;

2. Call the credit card service phone number on the card to activate;

3. Log in to the credit card online banking and activate online.

Does Minsheng Bank require a person to activate a credit card?

Yes, applicants are required to bring their ID card to the branch counter for activation. After activation, they can use it

What are the responsibilities of going to the bank to activate a credit card on behalf of others?

You cannot go to the bank to activate a credit card on behalf of others, because the bank needs to verify your identity document and provide relevant credit card information.

Do you need to activate the credit card at the bank?

If you apply online, you need to bring your ID to the bank counter for verification before it can be activated

If not, it is usually a text message or You can activate it by phone or online

What is needed to activate a credit card

If you go to a bank branch counter to activate a credit card, the cardholder needs to bring the credit card, personal ID, and mail from the bank. Only with the credit card letter can you activate the credit card at the bank counter. If you activate a credit card online or by calling the bank's customer service number, you need to enter the credit card, cardholder ID number, credit card expiration date, credit card security code and other information before you can activate it.

This is the end of the introduction about what is needed for credit card activation and what information is needed for credit card activation. I wonder if you have found the information you need?