1. Self-service activation on the bank’s official website: Log in to the official website of the bank to which the credit card is applied. After entering the official website, click Online Banking Login, then download the relevant security controls, enter the bank card number and password that need to be opened for online banking, and you can complete it. Self-service is open. However, it should be noted that self-service online banking can only be used to query the account balance and transaction records of a bank card, and other services cannot be used.

2. Bank counter activation: This is also the most commonly used method to activate online banking. Bring your bank card and ID card to a bank branch to find a staff member who explains that you want to activate online banking, and then fill in the relevant forms. That’s it.

Version model: Apple 13 iOS15 Online Banking 10.1.13

1. Electronic bank card account:

It is the electronic card of your physical card. You can Transfer money, remit money, check transaction details, and purchase basic bonds through electronic accounts. Electronic accounts can provide financial institutions such as banks, credit cards, and insurance companies with electronic account management and other online financial services. The customer's credit card number or bank account number is the symbol of the electronic merchant.

2. What about bank cards?

1. Bank cards refer to credit payment instruments issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes. The application of the bank card automatic settlement system has made the dream of a "checkless, cashless society" a reality.

Starting from August 1, 2017, the annual bank card management fee will be cancelled, and some basic financial service charges of commercial banks will be suspended. On April 22, 2019, China UnionPay released the "China Bank Card Industry Development Report (2019)". On August 15, 2020, Baidu Company, Baixin Bank and China UnionPay launched China's first digital bank card - Baidu Quick Pass Card. On August 31, China UnionPay released the first digital bank card "UnionPay Unbounded Card". Under normal circumstances, bank cards are divided into credit cards and debit cards according to whether they grant the cardholder a credit limit.

2. Debit card. Debit card is divided into debit card, special card and stored value card according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring money, depositing and withdrawing cash, and spending money. A special card is a debit card used in a specific area and for special purposes (referring to purposes other than department stores, restaurants, and entertainment industries). It has the functions of transferring funds, depositing and withdrawing cash. A stored-value card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage at the request of the cardholder and directly deducts funds from the card during transactions.

Debit card (debit card) can be used for consumption online or at POS, or transfer and withdrawal through ATM. Overdraft is not allowed, and interest is calculated on the amount in the card based on current deposits. Funds are withdrawn directly from the savings account when spending or withdrawing money. Debit cards generally require a password (PIN) when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their levels; they can be divided into domestic cards and international cards according to their scope of use.