I also watched the press conference, which was really a shocking news. There was news about Apple's credit card release before, but it was not very detailed. In fact, the biggest feature is that there will be a discount for buying products with Apple Card, which was estimated before.

Apple Card credit card service: users can register directly in the iPhone wallet application. This means that Apple cooperates with Goldman Sachs and uses MasterCard system, and 2% of each payment is cashed back. If you buy Apple products, the cashback is 3%. There are also physical cards made of titanium. Cash back from physical card payment is only 1%. The Apple Card service will be launched in the United States this summer. So at present, it will not affect China's credit card finance industry. Even if it comes to China in the future, the estimated result will be the same as Google's, which will lead to a halt.

apple says it can get Daily Cash, and the rebate can be as high as 2%. If you buy Apple goods or services directly, you can even refund 3% of the fee. When you choose the bill installment, Apple Card can also help you calculate the real rate in real time. What's more, this apple card is free of overdue fees, annual fees, over-limit fees and global cross-border payment fees, which is really a real name.

It is said that Apple will not check the amount, place and details of your consumption. If it is true, it will also be a big selling point.