The credit card has a settlement voucher. The cardholder calls the customer service phone number of the issuing bank, and turns to manual customer service according to the voice prompt to explain the purpose of the credit card loan to the customer service staff. After the customer service verifies that the personal situation meets the conditions for issuing, it will issue you a settlement certificate, and then send the certificate to your receiving address by express delivery.

The cardholder shall bring his/her valid ID card and credit card to any branch of the issuing bank for handling. At the counter, he said that he wanted to open a credit card settlement certificate, provide ID cards and credit cards according to the requirements of the staff, and answer various questions of the staff. After the staff verifies their identity, they can print the credit card settlement voucher.

apply for

In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China.

When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.