you can withdraw money with a credit card.

Cash withdrawal by credit card is different from cash withdrawal by credit card. Cash withdrawal by credit card is one of the inherent functions of credit card. Cardholders can use credit card to withdraw cash from banks. Cash withdrawal by credit card mainly includes overdraft cash withdrawal and overpayment cash withdrawal.

interest is required for overdraft cash withdrawal, and the interest is calculated from the day you withdraw cash, while interest is not required for overpayment cash withdrawal, only part of the handling fee is required, depending on the regulations of each bank.

1. Domestic:

If there is a UnionPay LOGO on the credit card, it means that the card has joined the China UnionPay organization, and the cardholder can withdraw cash at any ATM with the UnionPay logo

2. Overseas:

Outside the country, except Hong Kong, Macao and Taiwan, the UnionPay system is not popular in many countries, so most of the overseas cash withdrawals need to go through the international card organization channel. It depends on whether you have an international card. It is easy to tell if there is any international card besides UnionPay on the credit card.

Extended information:

The credit card overdraft withdrawal rates of the five major banks are relatively low. Generally, it is charged at .5%-1% of the cash withdrawal amount. China Construction Bank draws money through its own bank or UnionPay network, and charges .5% of the withdrawal amount, ranging from the lowest in 2 yuan to the highest in 5 yuan.

ICBC's customer service said that customers don't have to pay the handling fee to withdraw the deposit in the local ICBC of the account opening bank. If ICBC withdraws cash in other places, it needs to charge a handling fee of 1% of the cash withdrawal amount, ranging from 2 yuan to 1 yuan. Inter-bank charge for each 2 yuan or 4 yuan fee.

The customer service staff of Agricultural Bank of China said that credit cards are used for consumption, and it is not recommended to withdraw cash. Generally, a handling fee is charged at 1% of the cash withdrawal principal, with a minimum 1 yuan for each transaction and an additional 2 yuan for each transaction across banks.

1% of the transaction amount is charged for cash withdrawal in RMB within the territory of Bank of Communications, with a minimum of RMB 1 yuan per transaction (RMB cash withdrawal in the territory of Y-POWER Credit Card, RMB 5 yuan per transaction); Bank of China distinguishes between Great Wall series cards and Bank of China series cards.

Other joint-stock banks have higher cash withdrawal rates for credit cards than the five major banks. The handling fee for domestic overdraft of China Merchants Bank's credit cards is 1% of each cash withdrawal amount, and the minimum charge is 1 yuan; There is no inter-bank handling fee.

Shanghai Pudong Development Bank charges 2% of the cash withdrawal amount, with the lowest 2 yuan. In the Mainland, if you use Guangfa Credit Card to overdraw cash, you will be charged handling fee and interest. The handling fee is charged at 2.5% of the current principal, and the minimum fee is 1 yuan. The cash withdrawal fee of China Everbright Bank is charged at 2.5% of the transaction amount, with a minimum 1 yuan for each transaction.

Baidu Encyclopedia-Cash withdrawal by credit card

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