The calculation formula of credit card installment fee of Minsheng Bank is: installment amount * installment rate * installment number = total installment fee, installment amount * installment rate = installment fee. At present, the installment rate of Minsheng Credit Card is 0.83% for the third installment, 0.70% for the sixth installment, 0.67% for the ninth installment, 0.67% for 12 installment, 0.67% for 18 installment and 0.70% for the 24th installment. For example, the bill is 5,000 yuan, divided into 24 installments, so the total handling fee is 840 yuan, and the handling fee for each installment is 35 yuan.

In addition, if prepayment is selected, the remaining allocated principal and the current handling fee for prepayment will be included in the minimum repayment amount of the next bill, but the remaining handling fee in this period will be exempted and the collected handling fee will not be refunded.

Summary of installment fees of major credit cards (some banks):

1, Bank of China:

It can be divided into: 3, 6, 9, 12, 18, 24; The installment fees are 1.95%, 3.6%, 5.4%, 7.2%,1.7% and15% respectively;

2. ICBC:

Number of installments: 3 installments, 6 installments, 9 installments, 12 installment, 18 installment, 24 installment, handling fee: 1.47%, 2.28%, 4.05%, 5. 16%, 7.38.

3. Agricultural Bank:

You can apply for a single RMB consumption in 500 yuan and a US dollar or euro consumption in 50 yuan; Five installments can be freely selected, and customers who are not in 24 installments can also enjoy an opportunity to extend the number of installments.

Series: 3, 6, 9, 12, 18, 24.

A handling fee of 0.6% of the installment principal is charged for each installment.

4. Bank of Communications

Periods: 3, 6, 9, 12, 18, 24; The handling fee is 0.72%;

5. China Merchants Bank

A variety of terms are available, including 2, 3, 6, 10, 12, 18 and 24 terms, and the corresponding service fee rates for each term are 1.0%, 0.9%, 0.75% and 0.7% respectively. At present, the application for non-single transaction only supports 2, 3, 6, 10 and 12.

6. China CITIC Bank

Available periods: 6, 9, 12, 18, 24, 36.

Corresponding handling fees: 4.8%, 6.84%, 8.76%, 13.5%, 18%, 27%.

7. Huaxia Bank

Optional periods: 1, 2, 3, 6, 9, 12, 15, 18, 2 1 24.

Corresponding handling fee: 1.5%/ period 1%/ period 0.85%/ period 0.75%/ period 0.7%/ period 0.7%/ period 0.7%/ period 0.7%/ period 0.7%.

8. Shanghai Pudong Development Bank

Pufa supports monthly income and one-time income.

Number of optional installments: 3 installments, 6 installments, 12 installment, 15 installment, 18 installment, 24 installment, and monthly interest rate handling fee: 0.90%, 0.78%, 0.74%, 0.75%, 0.76%, 0.76%. One-time handling fee: 2.64%, 4.44%, 8. 16%, 10.35%, 12.60%, 16.80.

9. Minsheng Bank

The minimum amount is 600 yuan RMB.

Optional time periods: 3, 6, 9, 12, 18, 24.

Corresponding exchange rates: 0.82%, 0.7%, 0.67%, 0.67%, 0.67%, 0.70%;

10, China guangfa bank

Number of optional periods: 6, 12, 18, 24.

Corresponding exchange rates: 0.7%, 0.7%, 0.72%, 0.72%.

1 1, China everbright bank

Optional time periods: 3, 6, 9, 12.

Corresponding exchange rates: 2.65%, 4.65%, 6.45%, 8.85.