Worth it. 1. Low application threshold: As long as your personal credit record does not have serious overdue records, you can basically apply for the card.

2. High quota: The initial quota is between 30,000 and 50,000, and it is easy to increase the quota later.

3. Rich rights and interests: Cardholders can enjoy discounts on Tencent-related products and services, receive free memberships such as QQ Music and Tencent Video, and receive instant discounts on WeChat payments.

4. The annual fee can be waived: the annual fee is waived in the first year, and the annual fee is waived for the next year if you make 12 purchases in the same year.