How much yen can you withdraw in one day with a Bank of China credit card in Japan?
From 2018, the daily overseas cash withdrawal for each Bank of China credit card shall not exceed the equivalent of RMB 10,000. When an individual withdraws cash overseas with a domestic bank card, all debit cards and credit cards of all banks under his name (including attached Cards, business cards and international cards, and cash withdrawals from supplementary cards are included in the main card limit), the total amount shall not exceed the equivalent of RMB 100,000 per calendar year.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.
How to withdraw Japanese yen using a China UnionPay card in Japan?
You can use an ATM machine that supports UnionPay to withdraw it.
ATM withdrawal limits
According to the relevant requirements of the State Administration of Foreign Exchange, the current limit for withdrawing cash overseas with UnionPay cards issued in China shall not exceed the equivalent of RMB 10,000 per card per day. In addition to the regulations, an annual limit will be added.
For credit cards, due to credit limit and other reasons, the card-issuing bank may set a separate limit. Cardholders can consult the card-issuing bank. Various overseas countries and regions also have different limits on the amount of a single ATM withdrawal. Please refer to the instructions of the local machine for details.
Extended information:
1. ATM operation
UnionPay ATMs in the following countries and regions provide convenient Chinese interfaces:
Hong Kong , Macau, Japan (some ATMs), South Korea, Singapore, Malaysia, Thailand, Russia, Kazakhstan, Vietnam, Turkey, the United States, France (some), Citi ATM (some countries), etc.
The ATM withdrawal operations in some countries and regions are different from those in China. The card is returned first and then the money is dispensed.
2. ATM withdrawal and inquiry fees
Please contact each card-issuing bank for UnionPay card withdrawal or inquiry fees. Since credit card withdrawals require overdraft interest, cardholders use UnionPay debit cards for overseas withdrawals.
UnionPay International - Overseas ATM Network
May I ask about the handling fee for overseas withdrawals by credit card?
Counters: Overseas and Hong Kong, Macao and Taiwan: 3% of the cash withdrawal amount, minimum 3.5 USD / 500 yen per transaction.
Self-service terminal: Bank of China series credit cards, overseas and Hong Kong, Macao and Taiwan (non-UnionPay network): 3% of the transaction amount, minimum USD 3.5/500 yen per transaction;
Overseas and Hong Kong, Macao and Taiwan (UnionPay network): 1% of the transaction amount, minimum RMB 15/transaction; corporate business card: 3% of the transaction amount, minimum RMB 30/transaction. (Note: Other fees incurred when withdrawing cash at non-Bank of China self-service terminals overseas shall be borne by the cardholder;). Great Wall series credit cards, foreign countries and China, Hong Kong, Macao and Taiwan (UnionPay network):
Great Wall Global Pass series products, financial business cards are RMB 15 per transaction, corporate business cards are 3% of the transaction amount, minimum RMB 30 /transaction;
Overseas and China’s Hong Kong, Macao and Taiwan (non-UnionPay network): 3% of the transaction amount, minimum USD 3.5/JPY 500 per transaction. Other fees incurred when withdrawing cash at overseas non-Bank of China self-service terminals shall be borne by the cardholder.
You can make inquiries through the official website of Bank of China ()--Bank Card--Service Guide--Card Application Guide--Bank of China Credit Card Service Fee Price List.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.
About the problem of withdrawing cash from China Bank Card in Japan
If you hold a Bank of China Great Wall Debit Card, the card supports self-service equipment at Bank of China and with the China UnionPay logo. Handle withdrawals, transfers and balance inquiries. For further consultation, please call Bank of China customer service hotline: 95566.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.
How do I withdraw Japanese yen using a domestic card in Japan? Should I use a UnionPay debit card or a credit card?
Use a UnionPay debit card directly to an ATM with the UnionPay logo or You can withdraw cash at the UnionPay service counter in the bank. Starting from January 1, 2016, the cumulative overseas cash withdrawals of each UnionPay RMB card in China per year shall not exceed the equivalent of RMB 100,000. Various overseas countries and regions also have different limits on the amount of a single ATM withdrawal. Please refer to the instructions of the local machine for details.
China UnionPay’s services have long gone beyond mainland China and are available in more than 160 countries or regions including Hong Kong, Macau, Taiwan, South Korea, Thailand, Singapore, Japan, the United States, and Germany (as of June 2017 ), you can also use UnionPay services in some areas, including enquiries, card payments, cash withdrawals, etc.
Extended information:
Notes on overseas cash withdrawals with UnionPay debit cards:
1. Remind merchants to use UnionPay channels before swiping the card:
Currently, there are two types of credit cards issued in China: single currency and dual currency. Some dual-currency cards jointly issued by UnionPay, Visa and MasterCard can also be used through the UnionPay channel overseas. Cardholders remember to remind merchants to use the UnionPay channel before swiping the card. Save money on currency conversion fees.
2. Check the location of ATMs before traveling abroad:
Many ATMs abroad do not have the UnionPay logo on them. Cardholders can find the location of ATMs abroad on the UnionPay website before traveling. At the ATM location, go directly to the ATM of the designated bank to withdraw cash.
3. The card can be collected within three days if the card is swallowed:
If the bank card is lost overseas, the cardholder can immediately call the domestic card issuing bank to report the loss, and wait until the card is issued after returning to the country. Get a new card. If the card is swallowed by an ATM, within 3 days from the day after the card is swallowed (extension will be postponed if it is a holiday), go to the branch of the ATM that swallowed the card with your passport and other valid documents to go through the card collection procedures. If the card is not collected as required within 3 days, the card will be destroyed. The cardholder can apply to the card-issuing bank for a replacement card after returning to the country.
4. Cash support services can be used in emergencies:
In case of emergencies abroad, cardholders can use overseas emergency cash support services. Cardholders overseas can call the domestic card-issuing bank customer service hotline or UnionPay customer service hotline to apply, and then go to emergency cash support outlets to receive cash. Emergency cash support can be completed as soon as the same day.
Baidu Encyclopedia-UnionPay Card
Baidu Encyclopedia-China UnionPay
That’s it for the introduction of withdrawing Japanese yen by credit card.