Legal Subjectivity:

If an employee has any of the following circumstances, he or she may withdraw the balance in the employee housing provident fund account: (1) Purchasing, constructing, renovating, or overhauling self-occupied housing ; (2) Retirement or retirement; (3) Completely losing the ability to work and terminating the labor relationship with the employer; (4) Leaving the country to settle; (5) Repaying the principal and interest of a house purchase loan; (6) The rent exceeding the family wage income The prescribed proportion; (7) The labor relationship with the unit is terminated and the household registration is moved out of this city; (8) The employee who is not registered in this city terminates the labor relationship with the unit, is no longer employed in this city and leaves the city; (9) Employees enjoy Urban minimum living security; (10) The employee partially loses the ability to work, causing serious difficulties in life; (11) The employee and his/her spouse, parents, and children suffer from special illnesses stipulated by the labor and social security department, causing serious difficulties in family life of. Legal objectivity:

Article 25 of the "Housing Provident Fund Management Regulations" If an employee withdraws the balance in the housing provident fund account, the unit where he/she works shall verify it and issue a withdrawal certificate. Employees should apply to the Housing Provident Fund Management Center to withdraw housing provident funds with the withdrawal certificate. The Housing Provident Fund Management Center shall make a decision on whether to approve the withdrawal or not to allow the withdrawal within 3 days from the date of accepting the application, and notify the applicant; if the withdrawal is approved, the entrusted bank shall handle the payment procedures.