Hello, if you use China Merchants Bank credit card, (1) If you need to increase the temporary quota, when your fixed quota can't meet the consumption demand, you can apply to our bank for a temporary quota, which will take effect immediately after it is approved. The temporary quota is valid for a certain period of time, and will be automatically restored to the original quota after the period expires. After the temporary line expires, the used temporary line (exceeding the fixed line) does not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date. Application way: I suggest you use the official WeChat of China Merchants Bank Credit Card to apply for temporary quota anytime and anywhere! Wechat scans the QR code above and applies immediately: /CusService/Knowledge.aspx? Guid = 202812e4-6e5b-486f-94e0-0705ad431c You can also log in to credit card online banking and click Account Management → Account Limit Management → Temporary Limit Adjustment. You can log in to Pocket Life and apply for an increase in temporary quota. You can also apply by telephone voice. After calling the credit card service hotline to verify your identity, press 2 to enter "Line Inquiry and Adjustment", and then press 3 to enter "Line Adjustment Application". (2) If it is necessary to increase the quota, our bank will increase the quota irregularly for cardholders with good card use records. Cardholders can also apply to increase the fixed amount by themselves, and our bank will review their card usage such as consumption and repayment to determine whether to increase the fixed amount. Application method: Log in to the credit card online banking, and click Account Management → Account Limit Management → Quota Adjustment. You can log in to Pocket Life and apply for increasing the fixed quota. You can also apply by telephone voice. After calling the credit card service hotline to verify your identity, press 2 to enter "Line Inquiry and Adjustment", and then press 3 to enter "Line Adjustment Application". There is no fixed time limit for quota adjustment, and the audit results shall prevail. I wish you a successful withdrawal!