Personal business is personal banking business, including deposit and withdrawal, loans, payment and settlement, credit cards and other businesses; Corporate business is aimed at corporate legal persons, units and enterprises, including cheque business, remittance business and loan business.
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The word "bank" comes from Banca, Italy. Its original meaning is bench and chair, which is the business appliance of the earliest money changer in the market. English translation into Bank means the cabinet for saving money. In China, it is called "bank" because of the history of China's economic development.
In the history of our country, silver has always been one of the main monetary materials. "Silver" often represents money, while "bank" is the title for large commercial organizations. Calling a large financial institution dealing with money a bank was first seen in the Book of History by Hong Ren of the Taiping Heavenly Kingdom.
function
A bank is an enterprise dealing in money, and its existence is conducive to raising and financing social funds. It is a very important member of financial institutions.
We can see the business of the bank. On the one hand, it collects idle monetary funds and small monetary savings in society by absorbing deposits, and then lends them to people who need to replenish money in the form of loans. Here, banks act as intermediaries between lenders and borrowers.
On the other hand, banks handle the payment and settlement of money for commodity producers and businessmen, and also act as payment intermediaries. In short, banks play the role of credit intermediaries.
The basic functions of commercial banks include: credit intermediary, payment intermediary, credit creation and financial services.
Bank security is a part of social public security and a branch of social public security industry. As far as prevention means are concerned, it includes three categories: artificial prevention, physical prevention and technical prevention. Technical prevention is a new preventive measure gradually formed in the field of bank security by using modern electronic alarm and other scientific technologies in the 1980s.
The bank security technology prevention system is an information technology network with comprehensive functions such as detection, delay and response, which effectively combines subsystems such as special equipment and software with anti-intrusion, anti-theft, anti-robbery and anti-destruction functions into an organic whole.