Bank credit cards are generally overdraft cards. Users can overdraw their purchases within the limit and then repay.

Credit cards generally have three levels: regular card, gold card and platinum card. Different levels of credit cards generally have different overdraft limits. Among them, the platinum card has the highest limit, which is more than 50,000 yuan.

Everbright Bank advertises platinum card with a high annual fee-free limit!

Overdraft card generally refers to credit card, which is a type of credit card. There is also a quasi-credit card, which is also a type of credit card.

However, nowadays few people use quasi-credit cards. They usually use credit cards, which also refers to credit cards.