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Is the estimated credit limit on the Bank of China app accurate?

No.

The estimated credit limit of Bank of China is determined based on the personal financial certificate and comprehensive credit status submitted when applying for the credit card. Does not represent final approved credit limit. The final credit limit is evaluated and determined by the credit approval department of Bank of China based on a series of factors, including personal credit score, income status, employment status, etc. Actual credit limits will differ from projected limits.