If the bank has a rule that there is no handling fee for cross-bank credit card repayment, then users can use other banks' credit cards to repay with confidence. At present, ICBC, CCB, ABC, Bank of Communications, etc. As we all know, inter-bank credit card repayment is free of charge. However, there are also some banks that need to charge a fee for inter-bank credit card repayment. If the user charges a service fee when returning the credit card, it will be displayed on the page.

In short, in some banks we often deal with, most of the inter-bank credit cards are free.

Let me introduce you to the credit card repayment method I use now, which is free of charge.

1. Alipay credit card repayment. You can choose to bind your credit card to Alipay, so that when you need to repay, you can repay the money in the balance to your credit card. Of course, you can also change the payment method to a debit card of another bank to which you are bound. After you go through Alipay's third-party platform, you won't charge any fees for repayment.

2. WeChat credit card repayment. Use wechat to bind credit cards that need to be repaid. When you need to repay, you can use the change in your WeChat wallet to repay, or like Alipay, you can also use debit cards from other banks to pay. Now these two methods are the most commonly used.