The bank charges .6% of the successful installment amount for 5 installments of the credit card, and it needs 3 yuan for one month.

according to the inquiry of official website, Agricultural Bank of China, the interest of each installment of Agricultural Bank of China is .6% of the installment principal. In the case of repayment in 12 installments with 5, yuan in credit card arrears, the interest of each installment is 5, times .6%, which is equal to 3 yuan.