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Is China Merchants Bank American Express Credit Card easy to handle?
Hello, since August 12 and 10, China Merchants Bank has cancelled the airline mileage redemption service and the point doubling service of China Merchants Bank's American Express card travel convenience service, and no longer provides travel support services for American Express card offices. Now American Express green card = China Merchants Bank other credit card universal card; American Express Card Gold Card = China Merchants Bank Other Credit Card Gold Card. In terms of application, if 18 years old and has a stable job and income (the company has paid social security for you for at least 3 months), the general American Express card can be approved, with a quota of 3,000 to10000; Gold card depends on the unit and other conditions. Institutions, state-owned enterprises, top 500 enterprises in the world and top 100 enterprises in provinces and cities are easily approved, and the amount is between 10000-50000.

At present, the green card and gold card of American Express Card can mainly enjoy the credit card service of China Merchants Bank:

1) The card is not guaranteed (you can enjoy corresponding compensation if it is fraudulently used or stolen 48 hours before reporting the loss);

2) preferential merchants all over the country can enjoy the corresponding discounts of general card or gold card;

3) The accumulated points can be redeemed in China Merchants Bank Credit Card Mall and so on.

References:

Announcement of China Merchants Bank on the Equity Change of American Express Card: /notice/ytgg.htm

The most important conditions for applying for China Merchants Bank credit card are: 18-60 years old or above, with a stable job and income. The necessary application documents are copies of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. Detailed application materials are as follows:

1, identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of the military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.