Yes, a credit card is considered overdue if it is 1 day past due.

Details:

1. Overdue credit card refers to the situation where the cardholder fails to repay on time or the repayment is less than the minimum repayment amount. No matter how many days are overdue, as long as the debt is not paid off after the repayment deadline, it will be considered overdue.

2. Overdue credit cards will have a negative impact on personal credit records, affecting credit ratings and future loan and credit card applications.

3. Overdue repayment may lead to an increase in penalties, late fees and other fees, increasing the repayment pressure on cardholders.

4. Banks usually report overdue information to credit reporting agencies, which will have a long-term impact on personal credit records, and may even affect work, renting, etc.

5. Therefore, cardholders should strictly abide by the credit card repayment date and ensure timely repayment or pay the minimum repayment amount.

Summary:

A credit card that is overdue for one day is considered overdue. Being late will have a negative impact on your credit history and may result in additional charges. Therefore, you should always pay attention to the repayment date and ensure that you repay on time or at least pay the minimum repayment amount to avoid adverse effects on your personal credit.

Extended information:

Overdue repayment means that the credit card holder fails to repay the debt within the specified repayment date. Once an overdue payment occurs, the bank will usually remind the cardholder to repay as soon as possible through phone calls, text messages or emails. If the overdue period is too long, the bank may take further collection measures, such as entrusting a third-party agency to recover the arrears. At the same time, overdue records will be reported to credit reporting agencies, which will have a negative impact on personal credit records. Therefore, cardholders should develop good repayment habits and ensure timely repayment to maintain personal credit.