after the credit card expires, this card can no longer be used and needs to be replaced with a new one.

as a cardholder, you need to confirm whether you will use the credit card again. If you continue to use the card, you can contact the bank customer for confirmation. When the card is not frozen and other abnormal conditions, the bank will generally send a new card to the cardholder. The number, function and quota of the new card are the same as those of the original card, but the validity period has changed. The new card received must be opened before it can be used.

however, it should be noted that if you don't want to continue using the card, you can call the card issuer one month before the card expires and ask not to replace the new card, but you have to pay off all the credit card debts.

if you want to continue to use your card, but your mailing address changes, you can call the card issuer one month in advance to change the mailing address of your credit card, or update your mailing address on the credit card official website.

in addition, if you don't receive the new card as scheduled, you should contact the bank in time to inquire about the relevant information, and ask the bank to reissue the card and send it. After receiving the new card, the cardholder should call customer service to open the card. With the new card taking effect, the original card will be invalid.

Extended information

The validity period of a credit card is generally displayed in the form of "month/year" directly below the card, indicating the validity period of the card. If 7/1 is displayed on the card, the credit card can be used until July 31, 21, and cannot be used from August 1, 21.

normally, credit cards are valid for three years, but there are also five years. Exceeding the time limit means that the card can no longer be used, and the validity period of the credit card cannot be changed.

front of credit card: name and logo of the issuing bank, credit card type (organization logo) and holographic anti-counterfeiting mark, card number, English or pinyin name, activation date (generally calculated to month) and expiration date (generally calculated to month). The front of the newly issued card is attached with a chip, and the chip account and the card magnetic stripe account are two relatively independent accounts.

Baidu Encyclopedia-Credit Card

People's Network-The credit card has expired. Do you want to reschedule or apply for a card?