Credit card payments can be repaid through a third party providing guarantee. This guarantee can be a letter of guarantee provided by others for the credit card holder, indicating that the guarantor is willing to assume relevant responsibilities when the holder is unable to repay the credit card; it can also be a guarantee provided by others with their own credit limit, that is, the credit card holder Use someone else's line of credit to make repayments.

Specifically, the guarantor can help the credit card holder repay the loan by providing a letter of guarantee. A guarantee letter is a written document that indicates that the guarantor is willing to assume relevant responsibilities when the holder is unable to repay the credit card, including repaying the credit card balance and paying corresponding interest and late fees. A letter of guarantee generally needs to be notarized or signed by an agreement between both parties to ensure its legal validity.

Another way is that the credit card holder can ask others to provide guarantees and use other people's credit lines to repay. In this case, the credit card holder will use other people's credit limit for consumption and repayment, but the credit card holder will ultimately have to repay the credit card himself. The guarantor does not assume actual repayment liability during this process and only provides guarantee for the credit line to the holder.

It should be noted that providing guarantee is a risky behavior. When providing guarantees, guarantors should clarify their rights and responsibilities and ensure that clear repayment arrangements and conditions are established with the holders. At the same time, when using other people's credit lines, holders should abide by relevant agreements and repay the money in a timely manner to avoid disputes between the guarantor and the holder.

In short, credit card holders can seek guarantees from third parties for repayment, including letters of guarantee and credit line guarantees from others. But this requires both parties to establish clear agreements and arrangements, and attention needs to be paid to the sharing of risks and responsibilities.

Extended information:

Credit card guarantee is a common repayment method. The legal effect of the guarantee letter can be confirmed by notarization or signing of an agreement between the two parties to ensure that the guarantor will bear the corresponding liability if the holder fails to repay the credit card on time. In addition, credit card holders can repay the loan by seeking guarantees on their credit line from relatives, friends or third-party institutions. However, as with other financial transactions, both parties should understand the associated responsibilities and risks and establish clear repayment arrangements and agreements.

The above is the answer to whether someone else can provide guarantee if the credit card is not returned. Hope this helps. If you have any other questions, please feel free to ask.