(1.1)3DS payment verification (hereinafter referred to as 3DS) service is used by China Construction Bank Co., Ltd.

(hereinafter referred to as CCB) and Visa and MasterCard international organizations (hereinafter referred to as international organizations) to improve the security of

credit card online payment and ensure the security of customers' online payment.

(1.2) 3d-secure (three-domain secure) is a set of specifications first gradually formed by Visa international organization in order to accelerate the growth of e-commerce and improve the trading environment on the internet.

(2) Usage

(2.1) Cardholders who use the 3DS service need to register the 3DS service in advance and set personalized information and the 3DS payment verification password (hereinafter referred to as the 3DS password).

When the online store where you shop has also joined this service, the cardholder can enjoy the verification services of

VISA and MasterCard in this transaction: during the transaction, the personalized information is retrieved to ensure the authenticity and credibility of the purchased website

; At the same time, CCB uses 3DS password to verify the identity of the cardholder, so that the cardholder can use the Longka credit card on the Internet as an additional security measure.

(2.2) when registering for the 3DS service, the cardholder must provide personalized information to CCB, which is used to confirm the authenticity and reliability of the issuer's verification page when the cardholder uses the Longka credit card for online payment.

after the opening of the 3DS service, cardholders can use the 3ds management function of CCB's personal online banking to view and modify

this information.

(2.3) after the opening of the 3DS function, the cardholder must make this verification when using the Longka credit card to make online payment at the website of any merchant

(hereinafter referred to as the merchant) who participates in the 3ds service.

(2.4) Any new functions provided for adding, upgrading or modifying 3DS services shall be subject to the agreement. CCB has the right to temporarily or permanently modify or terminate the 3DS service (or any part thereof) at any time.

(3) Precautions

(3.1) Cardholders must register according to the registration procedures stipulated by CCB, and only after successful registration can they use the

3DS service.

(3.2) The cardholder promises to ensure the authenticity, accuracy, validity and completeness of the provided registration materials for the 3DS service. If the registration materials are changed, the cardholder shall immediately update them through the 3DS management function of CCB's personal online banking.

(3.3) after launching the 3DS service according to the method stipulated by CCB, the cardholder can change the 3DS password after specifying the number

, expiration date, CVV2/CVC2 and account password (ATM password) of his credit card. In the

3DS transaction verification, the cardholder must first enter his/her 3DS password, and then the relevant merchants will

accept the cardholder's credit card to pay for the transaction. If the cardholder cannot provide his 3DS password,

or fails to pass the 3DS authentication procedure, the cardholder cannot conduct any transaction verification.

(3.4) If the cardholder registers or uses the 3DS service, it means that the cardholder agrees to use the 3DS service to

prove his identity.