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What is the impact of applying for credit card reduction?
It doesn't matter, that is, your quota will be reduced in the future, and you have to apply again if you want to raise the amount.

Banks will give credit lines after comprehensively evaluating customers' repayment ability according to their income level, occupation, assets and liabilities, and the credit status of other banks.

If you want to increase the quota quickly, you need to maintain good consumption habits and use it in daily consumption such as shopping malls, supermarkets, gas stations, restaurants, tourism and entertainment places. Swipe more cards, keep high activity for a long time, let the bank know your quota demand, repay on time, and maintain a good credit record, which will help you increase your quota.