Credit card repayment has the function of automatic repayment If you take the initiative to prepay, the bank will receive the repayment, and naturally it will not be withheld on the repayment date. If the credit card repays in advance, the money will generally arrive before the repayment date. After the bank receives the repayment, it will naturally not withhold it on the repayment date. If repayment is made manually on the repayment date, the system will automatically deduct the money on the same day. If the repayment is made manually before the repayment date, the system will not automatically deduct the money again.

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The use of credit cards is as follows: swiping cards on POS machines is the most common way to use credit cards, and it is also a way to swipe cards online. When swiping a card, the operator should first check the validity period of the credit card and the cardholder's surname. Then, according to the issuing bank and the currency to be paid, select the corresponding POS machine, draw the magnetic stripe of the magnetic stripe credit card on the POS machine, or insert the chip credit card into the card slot, connect with the payment gateway such as the bank, and input the corresponding amount. From the cardholder's point of view, online payment is considered to be one of the most risky payment methods for credit cards, because malicious people may steal user information by means of phishing, eavesdropping on network information, impersonating payment gateway and so on. When paying online, you need to enter the card number, credit card validity period, online transaction password, and sometimes you need to enter your name, verification code randomly generated by the webpage, etc.

Credit card repayment methods include: within the issuing bank, including: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day. Weizhong Bank POS mobile phone Weizhong Bank POS mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer of credit cards. Immediate account transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores. Common online platforms for online repayment in China include UnionPay Online, Kuaiqian, Shengfutong, Alipay and Tenpay. Choose different platforms and banks, and the charging standards and specific arrival time are different. Xinfutong Repayment "Xinfutong" smart credit card phone is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center and supported by the financial services provided by China UnionPay's inter-bank information exchange network.