1, handling fee for each installment = total installment amount × handling fee rate for each installment. The minimum handling fee for each installment is 5 yuan, 0.9% for the third installment, 0.75% for the sixth installment, 0.70% for 10 installment, 0.66% for 12 installment and 0.68 for 18 installment. Whether the bill installment application is passed or not shall be subject to the comprehensive evaluation result of China Merchants Bank Credit Card Center. Please log on to the credit card website/for the application conditions of bill installment, and click "Financial Installation"-"Bill Installation" to inquire about the terms of bill installment. Trial calculation of bills by installments: please open the /Financing/Bill.aspx webpage. There is a bill installment calculator on the left. You can enter the amount and select the installment number for trial calculation.

2. Bill installment (only cardholders of business cards, business cards (including financial business cards), shopping cards, ANA protection cards or supplementary cards cannot apply) is a new financial management function launched by China Merchants Bank's credit card, which can help managers repay the consumption amount in the bill in monthly installments. You can send a short message, log in to the credit card online banking, or call the customer service hotline 4008205555 to transfer the application to the service specialist.